ÂÜÀòÂÒÂ×

As chief operating officer, Ray directs all aspects of the credit union’s consumer, mortgage and business lending programs plus wealth management. He oversees Elevations’ retail delivery channels — including all branches and the contact center. He has been instrumental in making Elevations the No. 1 credit union mortgage lender in Colorado, the No. 1 mortgage lender in Boulder County and a top three mortgage lender in Broomfield and Larimer counties. Ray held leadership roles with Washington Mutual and Chase before joining Elevations in 2013. A graduate of Northwest Nazarene University, he holds a bachelor’s degree in accounting and a master’s of business administration in economics. In 2016, he graduated from the CUES Institute of Executive Leadership as a Certified Credit Union Executive. Ray serves as the chair of CUNA Lending Council’s executive committee, a group that supports and develops the lending practices of credit unions across the country.