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Ray Evans is an experienced financial professional with a diverse background in real estate and IT. Currently serving as Branch Manager and Loan Officer at Element Home Loans since May 2007, Ray assists clients in effectively managing their mortgage debt with tailored solutions. Previously, Ray was a top-producing Realtor at RE/MAX Greater Atlanta from January 1999 to January 2005, providing exceptional real estate services. Earlier in Ray's career, IT support was delivered at Crawford & Company from 1982 to 1998. Ray holds a Bachelor's degree in Biblical Studies from Luther Rice Seminary and an Associate of Science degree in Computer and Information Sciences from Johnson County Community College. Additionally, Ray has a background in Computer Science, focusing on Computer Programming.