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Michael Okumu is an experienced professional with a strong background in debt recovery and credit management, currently serving as Debt Recovery Manager at ECLOF Kenya since May 2012. Throughout the career at ECLOF Kenya, Michael has held positions such as Credit Manager and Credit Risk Supervisor, focusing on monitoring branch performance, producing credit reports, assessing loan requests, ensuring compliance with policies, and managing delinquency to maintain portfolio quality. Prior experience includes roles at Faulu Kenya from January 2007 to April 2012, where responsibilities involved recovering bad loans and managing company assets, as well as leading a team of data inputters. Michael holds a BSc in Information Technology from KCA University and a certificate in computer skills from Wantech Computer College.