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Michelle Garshon is a seasoned consulting actuary currently employed at Eckler Ltd. since October 2022. Prior experience includes serving as a managing actuary at Sagicor Life Insurance Company USA and a senior manager at Deloitte Canada, where Michelle specialized in actuarial rewards and analytics. Michelle's career spans various roles, including independent consulting at EY, senior management at Collins Barrow, and senior director at CIBC in capital markets risk management. Before this, Michelle held significant actuarial positions at AEGON Canada, RBC Insurance, and CIBC Insurance, focusing on product management, pricing, and risk analysis. Michelle holds a BSc in Actuarial Science and Statistics from the University of Toronto, with foundational education from York Mills.