��������

Álvaro MORALES is a skilled Commercial Business Analyst at Ebury since September 2022, with significant professional experience in finance and education. MORALES has served as an Executive Education Professor Researcher at CENTRUM Graduate Business School since November 2020 and previously worked with the United Nations as a Financial Management Associate Officer and Finance policy and compliance specialist. MORALES has a background in finance through internships and consultant roles at the United Nations Environment Programme and the Secretariat of the Basel, Rotterdam and Stockholm Conventions. In the academic sphere, MORALES contributed as a Teaching Assistant at Université de Lausanne and held several research-oriented positions at CENTRUM Catolica Graduate Business School, including roles as Research Analyst and Doctoral Programs Officer. MORALES holds a Master’s degree in Finance from HEC Lausanne and previously completed a Master's exchange in Banking and Finance at the University of St. Gallen, along with a Bachelor's degree in Economics and International Business from Universidad ESAN.