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Joyce Holland is an experienced credit professional currently serving as a Credit Risk Officer at Eastern Bank since July 2024. Prior to this role, Holland had a distinguished career at Cambridge Trust Company, where responsibilities included Associate Director of Credit Administration and Manager of Commercial Credit and Administration from January 2011 to September 2024. Earlier experience includes serving as VP, Senior Commercial Credit Officer at Optima Bank & Trust from January 2011 to January 2021, and as AVP, Loan Officer at Citizens Bank from June 2001 to February 2004. Joyce Holland holds a Master of Business Administration (MBA) in Accounting and Business/Management from UNH Peter T. Paul College of Business and Economics and a Bachelor of Arts in Politics and Modern Languages from Fairfield University.