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Yuliyan Naydenov is currently the Head of Department for Digital Card Payments and Security at DSK Bank, where Yuliyan has been working since December 2017. Prior to this, Yuliyan held various IT roles at Raiffeisenbank Bulgaria from November 2006 to November 2017, including positions such as IT Project Manager, Digital Transformation Manager, and IT Business Analyst. Yuliyan holds a Bachelor's degree in Accounting from VUZF and a Master's degree in Audit and Risk Management from the same institution. Yuliyan also has a certification in ISO/IEC 27001:2005 from INTERTEK.