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Raya I. is an experienced business development professional with a focus on secure payment solutions, having served as a Business Development Manager at DSK Bank since September 2015. Responsibilities include business strategy formulation, product development, and project implementation. Prior roles at DSK Bank involved expertise in POS acquiring, e-commerce, and the performance development of banking services. Previous experience includes working as an Expert in IT Operations at Investbank Bulgaria and various positions in the IT Department at International Asset Bank. Raya I. began a career in education as a Mathematics teacher at 164 Spanish Secondary School "Miguel de Servantes." Educational qualifications include a Master's degree in Technologies for Education in Mathematics and Informatics and a Bachelor's degree in Mathematics and Informatics from Sofia University St. Kliment Ohridski, along with a secondary school diploma specializing in Mathematics with English.