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Luba Doykova has extensive experience in risk management, currently serving as the Strategic Risk Management Directorate Head at DSK Bank since 2005. During their tenure at DSK Bank, Luba has held various leadership positions, including General Risk Management Directorate Head and Credit Risk Policy and Portfolio Management Directorate Head. Prior to joining DSK Bank, Luba worked in Credit Risk Management Services at Citibank N.A., Sofia Branch from 2000 to 2005. Luba holds a Master's degree in International Economic Relations from the University for National and World Economy, obtained from 1991 to 1995, and completed education at a German Language High School in Sofia from 1987 to 1991.