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Toby Norton-Smith's work experience is as follows:

1. x15ventures (2020-present)

- Managing Director: Assisting innovators and entrepreneurs in building valuable ventures, supporting and scaling the portfolio, and overseeing seed funding, MVP development, portfolio management, and venture support.

2. :Different (2021-present)

- Non Executive Director: Holding a non-executive director role in the company.

3. Doshii (2021-present)

- Non Executive Director: Holding a non-executive director role in the company.

4. Commonwealth Bank (2014-2020)

- General Manager, Innovation & Ventures (2018-2020): Leading efforts to commercialize and scale new ventures and services, including through the CBA Innovation Labs and launching them through X15 Ventures.

- Head of Partnerships and Fintech (2015-2018): Executing a strategy to broaden digital product and service offerings through partnerships with innovative financial services businesses and other digital platforms.

- Executive Manager, Retail Strategy (2014-2015): Responsible for retail strategy within the organization.

5. StocksInValue (2013-2014)

- CEO: Launched and scaled StocksInValue, a subscription-based direct-to-consumer investment platform focused on the Australian SMSF market.

6. News Ltd (2012-2013)

- Director, Strategy & Corporate Development: Held a position in strategy and corporate development.

7. Federal Minister for Broadband, Communications and Digital Economy (2009-2011)

- Adviser: Served as an adviser to the minister.

8. SurfAid International (2009)

- Pro-bono adviser: Provided pro-bono advisory services for the organization.

9. McKinsey & Co (2006-2009)

- Consultant: Worked as a consultant for the company.

Toby Norton-Smith attended the University of Sydney from 2000 to 2004, where they pursued a degree in Law/Economics. During their time at the University of Sydney, Toby focused on Advanced Corporate Law, Competition Law, Political Economics, and Government. Additionally, Toby's education history includes an unspecified period of time at Universidad de Salamanca, although no specific degree or field of study is provided.