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Gunjan M. has extensive experience in financial services, currently serving as the Senior Vice President and Head of Collections and Fraud Control at DMI Finance Private Limited since July 2018. Prior to this role, Gunjan held various positions at Kotak Mahindra Bank from April 2013 to July 2018, including Branch Head and Business Banking Relationship Manager. Gunjan's career also includes a managerial role in Business Banking at The Royal Bank of Scotland from April 2011 to March 2013, and earlier positions in collections and retail liabilities at the Royal Bank of Scotland (formerly ABN AMRO Bank) and Industrial Development Bank of India. Gunjan began the professional journey at e-Serve and Asian Paints shortly after completing an MBA in Finance and Marketing from the Indian Institute of Planning and Management and a Bachelor of Science in Chemistry from Mumbai University.