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Yoo Jung Bae is a proficient data science leader with extensive experience in consumer banking and analytics. Currently serving as Lead Data Scientist at Discover Financial Services since October 2022, Yoo Jung Bae focuses on generating insights to enhance the consumer lending business through advanced analytics and collaboration with cross-functional teams. Previously, as a Senior Risk Analyst at Credit One Bank, Yoo Jung Bae supported various business areas by optimizing strategies and developing analytical tools. Additional experience includes roles in operations management, data analysis, and teaching, alongside a solid educational background with a B.S. in Actuarial Science, an MBA, and an A.S. degree.