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Jim Powers is an experienced underwriting professional with a career spanning over three decades in the mortgage and financial services industry. Currently serving as a Senior Underwriter at Discover Financial Services since October 2021, Jim has previously held senior underwriting positions at AmeriHome Mortgage Company, Radian, Capital One Home Loans, and PHH Corporation, among others. Jim's expertise includes contract underwriting, reviewing FNMA and investor guidelines, and focusing on self-employment income documentation. Jim’s career began as a Loan Officer and Auditor, showcasing a comprehensive understanding of loan origination and compliance processes. Educational qualifications include an Associate's degree in Marketing & Management from Rowan College at Gloucester County and a Business degree from Gateway Regional High School.