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Carmen Rosa B. Ramirez has extensive experience in the financial and retail sectors, holding various positions since 2001. Currently, Carmen serves as an Asistente RRHH at Constructora Nell & Con since 2017 and as an Ejecutiva de Cuentas Especiales at Diners Club International since 2015. Prior roles include Agente de préstamos at Banco Scotiabank and Ejecutiva de Ventas at Banco Interbank del Peru, both of which began in 2007 and 2006, respectively. Carmen started their career as a Procesos Valorados at Banco de Crédito del Peru in 2004 and has also worked as a Supervisora de Cajas at Supermercados Peruanos S.A. since 2001. Academically, Carmen holds a degree from Universidad Femenina del Sagrado Corazón, completed in 2019, and is currently studying at Universidad de San Martín de Porres.