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Axel Calkosz has extensive experience in the financial and consulting sectors, with a career spanning over two decades. Currently, Axel serves as a Refinanzierungsregisterverwalter and Pfandbrieftreuhänder at Die Sparkasse Bremen AG since January 2006. Previously, Axel held the position of Geschäftsführer at Innovationsquartier Oldenburg gGmbH, focusing on the development of an innovation hub for digitalization and societal issues from November 2022 to June 2024. Other roles include Senior Business Engineering Consultant at AMPS GmbH, Senior Business Development Engineer at Zürcher Kantonalbank, and Geschäftsführer at FINCON Unternehmensberatung Schweiz GmbH. Axel's educational background includes a Diplom in Wirtschaftswissenschaften and Vordiplom in Mathematik from the University of Bremen, along with a Bankkaufmann degree from Commerzbank AG.