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Abdulmalik Al-Hinai is a Credit Analyst at Oman Development Bank, with professional experience starting in February 2022. Prior to this role, Abdulmalik participated in training programs at Nama Group in December 2021 and at the University of Technology and Applied Sciences in August 2021. Educational qualifications include a Bachelor’s degree in Accounting from the University of Technology and Applied Sciences, completed from September 2016 to July 2021.