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Raymond Tam, CFA, currently serves as the Director of Loan Structuring and Syndication at Desjardins Capital Markets, a position held since January 2021, and previously held the role of Vice-President in the same department. Prior to this, Raymond Tam worked at CIBC from July 2015 to January 2021 as Senior Manager of National Accounts and Manager of Commercial Banking. Earlier experience includes a position as Account Manager in Corporate Banking at HSBC Bank Canada from July 2012 to June 2015. Raymond Tam holds a Bachelor of Commerce with a major in Finance and a minor in Economics from Concordia University (2007-2011) and a DEC in Pure and Applied Science from Dawson College (2004-2006).