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Vinh Loc DAO is an experienced Data Scientist currently employed at Descartes Underwriting, where responsibilities include developing climate risk models and maintaining internal technical tools. Prior experience includes a role at L'olivier assurance | Admiral Group Plc, focusing on machine learning for pricing, underwriting, and customer retention. Vinh Loc DAO also holds a PhD in Computer Science from IMT Atlantique, with expertise in data science and graph analysis, and has worked in business intelligence and internship roles at LINKBYNET, Orange, and Jabil, emphasizing data quality and algorithm research. Educational qualifications span various prestigious institutions, including a Master’s degree in Information and Signal Processing from Telecom Bretagne and a Coursera course in Data Science from Johns Hopkins Bloomberg School of Public Health.