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Lloyd R. is a Product Manager at DBS Bank since August 2022, specializing in Investments with a focus on Digital Assets and Fixed Income. Previously, Lloyd R. worked at the Singapore Economic Development Board (EDB) from July 2012 to July 2022, where notable achievements included the conceptualization and launch of EDB's first web portal, enhancing transaction capabilities for incentives and surveys, and improving user satisfaction with grant generation through innovative incentive products. Lloyd R. also served as Assistant Head and Head of Customer Experience within the Standard Incentives team, significantly reducing application processing times. Early in the career at EDB, Lloyd R. built relationships with C-level executives to attract investments in Singapore, supported by cost-benefit analyses for structuring incentive deals. Lloyd R. holds a Bachelor of Science degree in Applied Mathematics-Economics from Brown University, completed in 2012, and attended Raffles Institution.