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Maria (Mercy) Gil, CCE, is an experienced credit analyst at CVR Energy, Inc., since August 2013, focusing on credit analysis, risk mitigation, and accounts receivables within the petroleum sector. Prior to this role, Maria worked as a bilingual customer service representative at Bob Leared Interests and held various positions at BP North America Gas and Power Trading, including lead analyst and commercial training advisor, where contributions focused on training development and risk compliance. Earlier experience includes supporting executive operations during the bankruptcy of UBS Warburg Energy / Enron Corporation and leadership roles in court reporting services and regional accounting within the airline industry. Maria holds an Associate in Science in Business Administration/Management and a Leadership Management Certification from the University of Houston, alongside further education from NACM.