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Nitin Vaishya is a seasoned credit professional with extensive experience in the banking and financial services sector, currently serving as a Credit Officer in the Retail Asset Division at CSL Finance Limited since October 2024. Prior roles include Loan Sanction Officer at Bandhan Bank, Credit Officer at Equitas Small Finance Bank, Credit Associate at Kotak Mahindra Bank, and Credit Executive at HDFC Bank. Nitin holds a Bachelor of Commerce degree in Advanced Accounting and Auditing from Gujarat University, earned between 2014 and 2017.