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Manish Muralidharan is currently the Head of Credit and Operations at CredRight Pvt Ltd. Prior to this role, he held various positions at Federal Bank from 2009 to 2016, including Manager, Branch Head, Manager - SME Credit, Assistant Manager - Credit, and In Charge of Prepaid Card Operations. Manish is a highly experienced professional with a background in credit risk modelling, analytics, branch administration, and loan processing. He holds a Bachelor of Technology degree in Electrical and Electronics Engineering from NSS College of Engineering, Palakkad, and a Post Graduate Diploma in Data Science from International Institute of Information Technology Bangalore. Manish is also currently pursuing the WSET Level 1 Award in Wines.