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Tharwat Hamshou is a seasoned professional in software engineering and business development, currently serving as a Product Owner at Credium since September 2020. Previously, Tharwat held the position of Senior Business Development Engineer at Bank Audi from September 2016 to November 2020, where responsibilities included supporting business process owners with requirements management and improving processes for the IT team. Tharwat contributed to the core banking system transformation at Bank Audi Lebanon from Bankmate to Oracle FlexCube and gained experience as a System and Database Engineer at GARDAR for business development and IT consultation. Additional experience includes roles as an Information Analyst and Web Developer at Syriatel Mobile Telecom and Front End Web Developer at AMeSCom. Tharwat holds a Bachelor's degree in Software Engineering from Yarmouk University, obtained in 2014.