ÂÜÀòÂÒÂ×

Carlos Menendez Herrero has over two decades of experience in underwriting and risk management, primarily at Crédito y Caución since February 2003, where roles have included Portfolio Technical Underwriting Manager, Policy Underwriting Manager, Technical Underwriting and Pricing Manager, and Pricing Analyst. Responsibilities have encompassed contractual design, product supervision, portfolio economic management, and team coordination. Prior experience includes working as a Credit Risk Underwriter at Siemens, where project management, risk analysis, and process optimization were key duties. Carlos's early career also involved roles in technical support, foreign trade assistance, and community service. Carlos holds a Bachelor’s degree in Economics and a Graduate degree in Business Studies from Universidad Complutense de Madrid.