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Marina Beatriz Simões Leal is an experienced professional currently serving as the Head of Business Process and Operations at Creditas since January 2021, where responsibilities include developing, implementing, and optimizing processes, as well as managing backoffice activities in credit origination and collections. Previously, Marina held multiple roles at Kroton from February 2015 to January 2021, including Group Product Manager for digital academic products impacting 800,000 students and leading teams in various project and engagement management capacities. Prior experience includes strategic project analysis at TAM and investment analysis at Equitas Investimentos, alongside early career internships focused on risk assessment at Verax Consultoria. Marina holds an Engineer's degree from USP, a Certificate in Business Administration from Insper, and completed a Digital Product Leadership course at Tera.