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Frank Santoni has a diverse work experience spanning over several years. Frank co-founded Credit Mountain in 2020 and currently holds the role of Co-Founder. Prior to that, Frank Santoni founded and served as the Principal of HopeX Innovation Partners since 2017. Frank also founded TrustFund Inc in 2018 and served as the Chief Executive Officer and Co-Founder until September 2021.

Before these ventures, Frank Santoni held various positions at Catholic Charities Fort Worth, including Senior Director of Research + Innovation from 2016 to 2017 and Director of the Padua Pilot Project from 2014 to 2016. Frank was also the CEO of Social Venture Partners Dallas from 2012 to 2014 and the Founder and Managing Partner of Fidelium Group from 2011 to 2012.

Frank Santoni's earlier experiences include working as the Regional Director at Catholic Extension from 2010 to 2011, the Director of Catholic Campus Ministry at SMU from 2004 to 2010, and the Director of Peer Leadership Development and Ecumenical Resources at the University of Notre Dame from 1998 to 2004.

Frank Santoni completed their education at various institutions. From 2000 to 2005, they attended the University of Notre Dame and earned a Master's degree in Theology. Prior to that, between 1995 and 1997, they obtained a Bachelor's degree in Government from the same university. Frank also attended Northwestern University from 1992 to 1994, although it is unclear whether they obtained a degree in Journalism. Finally, Frank Santoni completed their high school education at Coronado High School from 1990 to 1992, but the specific degree and field of study is not provided.