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Michele Zayat Zovighian serves as the Executive Director and Head of Transaction Banking for the Middle East and Africa at Crédit Agricole CIB, a position held since February 2005, responsible for expanding Correspondent Banking activities in the region. Previous roles include leading the Transaction Banking activity specifically for the Middle East, focusing on corporate clients and financial institutions, promoting liquidity and payment solutions, and enhancing cash management. Earlier experience encompasses positions such as Vice President at Crédit Agricole, where major transactions included significant financing for regional telecom and energy firms, as well as a Financial Analyst at Global Investment House, where loan department restructuring and bond issuance were key responsibilities. Additional prior roles involved credit analysis and economic consulting, supported by educational qualifications in Economics from St Joseph University and Université Saint Joseph in Lebanon.