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Imad El achgar is a seasoned professional in risk management with extensive experience in operational and financial risk roles. Currently serving as an Operational Risk Officer at Groupe Crédit Agricole since March 2023, Imad focuses on developing and implementing operational resilience frameworks. Prior experience at Groupe Crédit Agricole includes a role as Financial Risk Officer, responsible for interest rate, liquidity, and forex risk analysis, as well as market and P&L analysis. Imad has also worked at Crédit Mutuel Arkéa as an Operational Risk Officer, managing operational risk incidents and regulatory compliance. Imad holds a Master’s degree in Risk and Asset Management from IGR-IAE Rennes and has completed advanced studies in finance and business management at various institutions, including IAE Clermont Auvergne and Université du Québec à Trois-Rivières.