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Vinayak N has extensive experience in the financial services sector, particularly in digital lending, having held key leadership roles at various organizations. Currently serving as the head of lending at CRED since September 2020, Vinayak has previously held positions including Business Head of Unsecured Digital Lending at CarDekho and Business Owner & Head of Digital Lending at MobiKwik, where Vinayak initiated lending services for a large customer base. Vinayak's career includes significant roles such as Head of Alliances at Fullerton India Credit Company Ltd., Co-founder & Chief Sales and Marketing Officer at Community Finance Pvt Ltd, and Business Head at Capital First Limited, where Vinayak developed profitable business models. Adept in sales finance and credit management, Vinayak has also contributed to noteworthy projects at Bajaj Finance Ltd and Bajaj Auto Finance. Educational qualifications include a Master's in Financial Management from Anamalai University and an MBA from T.A.Pai Management Institute.