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Utkarsh Dayal is an experienced iOS Developer currently working at CRED since August 2021, where contributions to the Payments team enhance the experience for over 9 million members. Notable achievements include the implementation of VIPER architecture for payment modules, improving legibility and testing. Prior to this role, Utkarsh gained experience as an iOS Intern at Victoria's Secret, focusing on SwiftUI projects, and also worked as an Android and Frontend Web Developer at SHASHI LOGISTIC PRIVATE LIMITED. Utkarsh holds a Bachelor of Technology in Electrical, Electronics, and Communications Engineering from the National Institute of Technology Kurukshetra, completed in 2022, along with foundational education in Mathematics and Computer Science from previous institutions.