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Todd Sandler has extensive experience in the banking and finance industry. Todd co-founded and served as Chief Operating Officer at cred.ai, a high-tech and premium everyday card spending experience. Prior to that, they were an Executive Advisor at Kynetic, overseeing three consumer internet businesses. Todd also served as an Executive Advisor at First Growth Venture Network, where they supported a community of founders. Todd held multiple roles at ShopRunner, including Chief Marketing Officer and a member of the Board of Directors, until the company was acquired by FedEx. Todd served as a Board Member on the Digital Advisory Board at American Express. Earlier in their career, they were the Executive Vice President of Marketing & Analytics at Capital One and a Board Member on the MasterCard Debit Advisory Board while managing the ING Direct USA Deposit Business. Todd also held leadership positions at ING DIRECT, where they were responsible for innovation and product strategy, marketing, and customer experience. Todd's experience also includes serving as an Advisory Board Member at ETF Venture Funds and as the Senior Director of Marketing & Business Development at iMedium.

Todd Sandler completed their B.A. in Journalism from the University of North Carolina at Chapel Hill, where they studied from 1990 to 1994. Todd then pursued an MBA from Northwestern University - Kellogg School of Management, attending from 1997 to 1999.