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Shivani Kulkarni has over fifteen years of work experience, primarily focused in product management and client engagement roles. Shivani currently serves as the VP of Product at CoreCard Software, Inc., a position they have held since March 2022. Prior to this, from December 2019 to March 2022, they were the Director of Product and Client Engagement at the same company. Shivani also has extensive experience as the Head of Product at CoreCard Software, Inc. from December 2014 to December 2019.

Before joining CoreCard Software, Inc., Shivani worked at Atlanticus where they held various roles. From April 2014 to October 2014, they were the Head of Pre-Sale Operations. Prior to that, they served as the Head of Product Operations for Payday Loans from August 2010 to October 2014. Shivani'sfirst role at Atlanticus was as the Training and Development Manager, a position they held from October 2006 to August 2010.

Shivani Kulkarni obtained a Bachelor of Arts degree in Interpersonal and Organizational Communications from the University of Louisiana at Lafayette, where they studied from 1999 to 2005. In addition, they obtained the Certified Scrum Product Owner® (CSPO®) certification from the Scrum Alliance in April 2021.