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Kristina Djakovic is an experienced professional in the fields of product management and marketing, currently serving as the Product Owner for Daily Banking & Payments at ING since August 2020. Prior to this role, Kristina held various positions at Concardis GmbH from January 2018, including Ecommerce Product Manager and Product Manager for Value Added Services in Hospitality Payment Solutions. Kristina's earlier career includes a role as Produkt- und Marketingmanagerin at GIZS GmbH & Co. KG, and Product Manager/Product Marketing Manager at TeleCash GmbH & Co. KG from December 2008 to March 2016. Kristina earned a Master’s Degree in Informatics from Goethe University Frankfurt, where studies were completed between 1998 and 2008.