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Niklas Herget is an experienced professional in product management and digital banking, currently serving as a Product Owner for Daily Banking at Commerzbank AG since October 2020. Niklas has held various roles at Commerzbank, including Business Expert for Digital Banking Solutions and was part of the International Digital Development Programme, gaining expertise in areas such as online banking and credit cards. Prior experience includes a trainee role focused on process automation at Commerzbank Digital Technology Center Sofia, and involvement in retail innovation at EDEKA DIGITAL GmbH. Niklas has also undertaken internships at Innovative Management Partner and EnBW Energie Baden-Württemberg AG, where responsibilities included developing business models and managing projects in environmental management. Academic credentials include a Master of Science in Digital Business from Jönköping International Business School and a Bachelor of Arts in Energy and Resource Management from Nürtingen-Geislingen University, complemented by an exchange program at California State University, Fresno.