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Monica Di Giosafat Arnau is a seasoned professional with extensive experience in financial management and strategic control within the banking sector. Currently serving as a Senior Consultant at Grupo CMC for BBVA CIB since February 2017, Monica focuses on overseeing technology-related operational expenditures and ensuring budgetary compliance for technological offers. Prior to this role, Monica was the Budget Manager at Bancaribe from March 2010 to September 2016, where responsibilities included coordinating operational expense management and preparing annual budgets. Earlier experience at BBVA Banco Provincial involved financial specialization, project coordination, and risk evaluation, contributing to operational efficiency and process automation. Monica holds a Master in Project Management from Universitat Ramon Llull and an Industrial Engineering degree from Universidad 'Santa María'.