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Chris Fray is an experienced professional in digital transformation and compliance within the housing sector, currently serving as the Head of Digital at Cobalt Housing since July 2020. In this role, Chris leads strategic development in IT, Information Systems, and Information Management to support comprehensive business transformation. Previously, Chris held several managerial positions at Cobalt, including Technology and Transformation Manager, focusing on innovation and cultural change. Chris's career also includes pivotal roles at Wirral Methodist Housing Association, ForViva, City West Housing Trust, and Knowsley Housing Trust, where responsibilities ranged from compliance management to performance and business intelligence. Chris holds an MA in Housing Practice from The University of Salford and a BA (Hons) in Geography from the University of Liverpool.