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Luis Espinoza is an experienced underwriting manager currently at CNA Surety, where employment began in July 2014. Their progressive roles at the company include underwriting consultant and surety bond underwriter. Prior to this, Luis held positions in financial aid at Saint Mary's College of California from December 2009 to July 2014, serving as assistant director and financial aid counselor. Early in their career, Luis worked as a branch manager at CitiFinancial and as a mortgage consultant at Atlas Financial. A public finance intern at Citigroup Corp, Luis contributed to creating debt map landscapes. Educated at Saint Mary's College of California, Luis earned an MBA with a focus on finance and a bachelor's degree in business administration. Early education was completed at De La Salle High School.