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Loraine Gardner is an experienced professional in the field of commercial surety, currently serving as the AVP Territorial Underwriting Officer at C.N.A. Surety since June 2014, overseeing operations in California, Oregon, Washington, Nevada, Arizona, Colorado, New Mexico, and Utah. Prior to this role, Loraine held the position of Senior Region Vice President at Zurich Insurance from November 2000 to June 2014 and was Region Manager at Kemper Insurance from 1985 to 2000. Additional experience includes roles as a Commercial Surety Underwriter at United Pacific Insurance Company and as a Surety Underwriting Assistant at Hartford. Loraine's educational background includes attendance at Biola University and graduation from Glendora High School.