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José Miguel Pinho is an M&A Analyst at Clearwater since September 2023. Prior to this role, José Miguel served as a Back Office Account Manager at BNP Paribas from March 2021 to August 2022. José Miguel holds a Master's degree in Finance from IE Business School, completed in July 2023, and a Licentiate degree in Economics from FEP U. Porto, obtained in 2020.