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Joe Reyes has extensive experience in the financial and merchant services industry. Currently serving as an Account Executive at Clearent since October 2015, Joe specializes in assisting merchants with the intricacies of merchant services and point-of-sale systems, ensuring they receive applicable discounts from the four major card brands. Additionally, Joe has held the position of Territory Manager at Heartland Payment Systems since April 2008 and has been self-employed as a Financial Advisor and Employee Benefits Specialist since March 1987. Joe's educational background includes studies at SUNY Delhi from 1980 to 1982.