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Loan Officer Kristina is a seasoned professional in the mortgage industry, currently serving as a Senior Loan Officer and Recruiter at Citywide Home Loans since April 2023. With a robust background that includes previous roles at Luneta Home Loans and Veritas Funding, Kristina specializes in financing real estate transactions, mortgage education, and counseling, as well as establishing referral partnerships. Notable expertise includes conventional, FHA, VA, USDA, investment, construction, jumbo loans, and various financing options for first-time home buyers across multiple states, including Utah, Arizona, and Washington. Kristina's educational background includes degrees in advanced aesthetics and interdisciplinary arts and sciences, coupled with training in cosmetology.