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Tracy Bacon

Chief Financial Officer at Citizens National Bank

Tracy Bacon serves as the Chief Financial Officer at Citizens National Bank since June 2024. Prior experience includes Chief Operating Officer and Head of Bank Operations & Payments at FundBank from August 2023 to June 2024 and Chief Operating Officer at FirstCapital Bank of Texas, a $2.2 billion bank, from August 2010 to June 2023. Tracy also held the position of Chief Financial Officer at an $850 million community bank, overseeing all financial-related activities. Earlier roles include Vice President/Branch Manager at PlainsCapital Bank, District Manager/Senior Vice President at Wells Fargo Bank, and Branch Manager at Wells Fargo & Co. Additionally, Tracy has experience as a Financial Analyst at both Wells Fargo and First National Bank. Tracy holds a Bachelor of Business Administration in Finance from Texas Tech University.

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