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Rosemary Gaidos is an accomplished executive with extensive experience in risk management, compliance, and consumer banking. Currently serving as Executive Vice President and Head of Consumer Banking Risk at Citizens Bank, Rosemary directs a team focused on risk management for various lending products, ensuring adherence to regulatory requirements. Prior roles include leading small business banking strategies at Santander Bank and overseeing consumer deposits at Webster Bank, where responsibilities spanned significant financial assets and extensive teams. With a Master's degree in Corporate Compliance from Fordham University and a BBA in Finance from UMass Amherst, Rosemary has consistently demonstrated strong leadership across multiple banking institutions since the early 1990s, contributing to operational efficiency and regulatory compliance.