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Bob Kelly is a seasoned finance professional with extensive experience in underwriting and credit risk management. Currently serving as Senior Vice President at Citizens Bank since January 2017, Bob specializes in lending opportunities and credit document negotiations for the Business Capital ABL division. Prior positions at GE Capital include Senior Credit Reviewer and Senior Risk Manager, where Bob focused on independent assessments and portfolio management within lending and leasing sectors. Prior experience includes roles in restructuring finance, distressed debt, and audit management at KPMG. Bob holds an MBA in Finance from NYU Stern School of Business and a BA in Accounting from Fairfield University.