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Sharda Ramdas possesses extensive experience in the payments technology sector, currently serving as the Interim EMEA Head of Payments Technology and Head of Technology Solutions for TTS EMEA at Citi since August 2004. Sharda's expertise encompasses global payments as a Subject Matter Expert and leadership roles, including Project Lead and Lead Business Analyst, where responsibilities included implementing strategic market initiatives such as SEPA CTs and SEPA DDs. Previous experience includes significant contributions to Target2 implementation across Europe and Faster Payments analysis within Citi. Sharda's career began at Citigroup as a Business and Technical Analyst, focusing on the Euro Phase-2 and Flexcube implementation. Before that, Sharda worked as an Associate Consultant at Citicorp Overseas Software Ltd. Sharda holds an MSc (Tech) in Finance from the Birla Institute of Technology and Science, Pilani.