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Nisarg Modi currently serves as an Assistant Vice President and Senior Credit Risk Analyst in the ICM Risk Analysis Unit focused on Banks and Broker Dealers within Institutional Credit Management at Citi, a position held since April 2022. Prior experience includes roles at Nomura as an Analyst in Credit Risk Management, HSBC as an Analyst in the Credit Analysis Unit, and Arvind Fashions Limited as a Finance Management Trainee. Nisarg began the career as an Articled Assistant at Talati and Talati LLP Chartered Accountants, where responsibilities included internal and management audits. Educational qualifications include a Chartered Accountant designation from The Institute of Chartered Accountants of India and a Bachelor of Commerce in Accounting and Finance from Gujarat University.