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Nauman Amjad is a seasoned financial professional with extensive experience in commercial lending and credit risk management. Currently serving as Managing Director and Head of Commercial Lending Management for both the Asia-Pacific and EMEA regions at Citi Commercial Bank, Nauman has previously held roles in Fundamental Credit Risk within EMEA at Citi. Prior to joining Citi, Nauman worked as a corporate banker at UBL - United Bank Limited, served as an associate in corporate finance at JS Bank, and began a career as an analyst at Unilever.