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Joy Zhu is a seasoned financial professional with extensive experience in international banking and finance. Currently serving as Senior Vice President at The CIT Commercial Services International Division since May 2005, Joy Zhu specializes as an International Financial Institutional Manager. Prior experience includes a tenure as Vice President and International Account Executive at Suntrust Bank from May 2000 to May 2005, along with roles as AVP and International Relationship Manager at Banc of American Commercial Services from 1998 to 2000 and at NationsBanc Commercial Services from 1997 to 2000. Joy Zhu holds an MBA in International Business from Georgia State University (1991-1993) and a B.S. in Finance from Capital University of Economics and Business (1981-1985).