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Ryan Utter is a skilled underwriter with extensive experience in the insurance industry, currently serving at Distinguished Programs since July 2017 and previously at Michigan Millers Mutual Insurance Company, where responsibilities included analyzing risks, approving renewals, and conducting market research. Prior to Michigan Millers, Ryan held positions at The Hanover Insurance Group, overseeing agent inquiries and ensuring efficient service. Ryan's career also includes roles in management and customer service at Abercrombie & Fitch and Aaron E. Pietilla Insurance, as well as IT support at Alma College, where a Bachelor of Arts in History was earned. Ryan holds professional designations of AU, AINS, and AIS.