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As Chief Risk Officer, Paul oversees second line risk management functions including Enterprise Risk, Financial Crime, Regulatory Compliance, Data Privacy & Credit Risk balancing positive commercial results with good customer outcomes.

Prior to joining Chetwood in 2020, he held a number of regulatory compliance and enterprise risk leadership roles for businesses across the consumer banking and lending sectors, including Barclays, HSBC and Volkswagen Bank. Paul's specialist experience in consumer credit regulation & conduct spans 17 years in the UK, Europe, the Middle East, Asia and the US.